Biaya total beli rumah di perth?

Berapa sich total yang harus dikeluarin saat beli rumah
secara kemarin2 ada temenku yang lagi dalam proses beli rumah di daerah victoria park, wa, rumahnya unit gitu, halaman belakangnya kecil, mepet ama tetangga.. harganya sekitar 400ribu dolar.. beli rumah orang indo juga, katanya sich segitu murah  loh.. rata2 rumah di vic park udah 700ribuan gitu..

buat yang lagi mau rencana beli rumah di perth dan sekitarnya, boleh lihat2 rincian dibawah buat panduan aja, biar jelas biaya2 apa aja yang bakal dikeluarin kalo beli rumah disini..

The Costs of Buying a Home
Property price:	$400,000 property
Mortgage details:	$360,000 home loan at 5.50% 3-year fixed interest rate
One off government fees
Transfer Registration (fee charged by State Gov to cover transfer of the title of your new property):	$90
Stamp duty on property purchase:	$16,719*
TOTAL:	$16,809
One off home financing fees
Mortgage Registration:	$90
Loan Establishment Fee:	$600
Settlement Attendance Fee:	$100
Lenders’ Mortgage Insurance Arrangement Fee:	$20
Lenders Mortgage Insurance (LMI)*:	$5,328
Rate Lock Fee*:	$395
TOTAL:	$6,533
One-off property costs
Valuation of property:	$200
Conveyance Fee (or Solicitor):	$1,000
Research & Property Advice:	$6,000
Removalist Costs:	$1,000
Building Inspection Report:	$300
Pest Inspection Report:	$200
Connecting telephone and internet:	$100
TOTAL:	$8,800
Yearly Property & Mortgage Costs
mortgage repayments:	$24,528/yr ($2044/month)
Contents Insurance:	$100
Strata fees/body corporate (incl. Building insurance, garden maintenance):	$2,000/yr
Council costs & water rates:	$1,000/yr
TOTAL:	$27,628
TOTAL COSTS YEAR 1:	$59,770